How to Choose Good and Affordable Health Care Insurance Plans

It is not a tedious task to find a good affordable health care insurance plan. Various strategies that you can use to search for a health insurance that meet your requirements are explained more in this article.There will be times when people incurred high medical expenses when they seek medical attention. It is therefore imperative that we should get an affordable medical insurance to take care of these large medical bills which may happen anytime and anywhere. This way, we could seek the medical attention that we need in times of any sudden unfortunate circumstances without worrying wiping out our entire life savings or burning a real big hole in the pocket. There are many health options available on the market these days. How can one choose the best policies that meet one’s medical needs at the lowest price? Below are some guidelines that can help you.List Out Your RequirementsBefore getting any of the affordable health care insurance available on the market, it is important for you to list down your requirements. Know all your existing health conditions and look out for one that meets your needs in terms of the premium that you need to pay as well as the coverage provided.Do Not Be Confused With The Word “Premium”Do not be confused with the word “premium’, which is normally the amount you need to pay monthly or yearly to secure a health insurance option, to the word “premium health insurance”. The later refer to another kind of medical insurance which is costlier than those regular policies. Such option also provides wider coverage and have greater claim limit, and this explains why they are more expensive in general.Use The Internet To Help You To Find The Health Care Insurance PlanUse the internet to list out the top companies that can be found on the internet. Companies that appear high in the search ranking are normally more trusted. Get the list of companies and then perform a thorough check on them. Make appointment with at least 4-5 companies and discuss with them. Do not sign up on the dotted line immediately with the first company you meet up with. Get the quotes of the different companies you have listed and go back to analyze the quotations carefully and closely. Once you found one that best meet your requirements at the lowest cost and with the best health coverage, contact the company again and clear any doubts you may still have with them. If everything looks good and the policy you selected is satisfactory, you could proceed to prepare all the necessary documents to get the affordable health care insurance option.

Great Health Care System, By Dr Digpal Chauhan – Book Review

Digpal Chauhan amasses an immeasurable amount of data and presents it excellently in his treatise publication Great Health Care System, “Portrait of Principles & Practice.”As much a primary tool for health care professionals as the PDR (Physician’s Desk Reference), Digpal Chauhan compresses an incomprehensively broad spectrum of data on the health care ecosystem and logically categorizes his work with a clever use of memorable acronyms. Digpal Chauhan modestly does not claim ownership for much of the intellectual property included in his book, as he uses extensive professional accreditations to those that have prior publications and copyrights of some of the material. He does, however have a breviloquent and agreeable presentation skill, thus his book pages as one would imagine attending his seminar.Simplicity is Digpal Chauhan’s goal. He quotes quite humorously, Albert Einstein, “Everything should be as simple as possible and no simpler.” However in the beauty of creating simplicity, Chauhan finds himself carving off unnecessary detail to reveal the brilliance of truth analogous to the “Mountain of Light,” the Kohinoor diamond. He achieves this brilliance as the reader realizes, page by page, they are reading the solution to the waste and mediocrity of our current health care system, the fundamental statistics of life and disease accumulated by the actuarial research professionals, as well as the summary of health care diagnosis and prognosis of many major chronic conditions. All of this in a mere 188 pages brings to light the brilliance of Digpal Chauhan’s book.For example, in discussing the underpinnings and professional responsibilities of health care professionals, there are the “10 Commandments” of the principles for medical staff personnel to follow:Acronym: “PRINCIPLES”
Professional competence
Responsibilities of medical profession
Improving quality of care to optimize outcomes
Nurturing relationship with patient (healing, therapeutic, & altruistic)
Care access improvement
Integrity of medical ethics
Privacy of patient welfare and confidentiality
Locus of patient autonomy and honesty with patient
Equity and social justice
Scientific knowledgeBy the use of scores of these acronyms throughout his book, Digpal Chauhan allows his readers to slow down to their own pace of absorbing the wisdom inherent in the articulation of each of these line items. Thus the book becomes a tool, combing the reader’s thoughts into a direction of clarity, while enabling a creative method for memorization of the incremental steps necessary to achieve the desired result.As with any healing process, a holistic approach is necessary, and Digpal Chauhan quotes Socrates, “Just as you ought not to attempt to cure eyes without head, or head without body, so you should not treat body without soul.” Although leaving off any religious or spiritual guidance from his book, the physical realm is clearly brought to focus, as Digpal Chauhan cares for the living and leaves the rest to a higher power.I feel the Great Health Care System is a book which should be required reading for all medical professionals, legislators dealing with the United States regulations, hospital management, health insurance professionals, and by those in the public wishing to gain an insider’s look into the core of our system of healing. Frankly, it brought to my own awareness the sobering statistics of certain medical conditions faced by me and by those in my life, as well as the actions that can be taken to minimize the associated health risks.